Mr. Ferguson has over 25 years of sophisticated financial management experience. He has extensive commercial bank, commercial real estate, and finance company experience, together with a detailed understanding of accounting and tax issues. His background in cash flow analysis, capital structure issues, finance documentation, tax-intensive equipment finance, mergers & acquisitions, financial reporting, and regulatory compliance will be valuable assets to MCS. Mr Ferguson has broad relevant experience in institutions such as LTV Steel, the Federal Reserve Bank of Pittsburgh, Mellon Bank, PNC Bank, and Fifth Third Bank. Mr. Ferguson graduated from Allegheny College with a BS in Economics, and received a MBA in Finance from the Katz Graduate School of Business at the University of Pittsburgh.